Several car insurance policies are still sold for 12 months. Although this is fine for a lot of drivers, several more require temp cover for different vehicles they may need to be insured on from time to time.
Short term cover in some countries is classed as a car insurance policy from one to 28 days in duration. However, there are now a number of insurance providers who offer flexible insurance for between one to six months.
There are even options dubbed “pay as you go”. This gives the option to switch insurance on and off for periods when it will not be required.
There are many reasons and situations where drivers may take out one day car cover . One of the most popular is making sure you are insured when borrowing a friends motor. Securing an additional policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be a cost effective option for more experienced drivers.
Another reason temp insurance is taken out is to provide insurance for an additional driver so driving can be shared on a longer trip or vacation.
Insuring a foreign guest while they are visiting is a popular reason. As is securing cover for one day when buying a new vehicle and needing drive away insurance to take it home. Taking a test drive and requiring cover for a day can be another scenario.
Not many van drivers actually own the vehicle themselves. This can be where 1 day car insurance cover is helpful, when you’re using a van for a range of reasons.
For riders that are planning a summer road trip, temporary car insurance could be useful. This could be beneficial if they will only be using the motorbike while they are away.
Tags: insurance